/*
Theme Name: Equity Ghana
Theme URI: https://equityghana.com
Author: Equity Savings & Loans
Author URI: https://equityghana.com
Description: Official WordPress theme for Equity Savings & Loans Ghana. Red, black and silver brand identity.
Version: 2.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 7.4
License: GNU General Public License v2 or later
Text Domain: equityghana
*/

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --primary:#CC0000;--primary-dark:#A30000;--primary-light:#E62222;
  --black:#0D0D0D;--charcoal:#1A1A1A;--dark:#222222;
  --silver:#B0B0B0;--silver-light:#D0D0D0;
  --white:#FFFFFF;
  --gray-50:#F7F7F7;--gray-100:#F0F0F0;--gray-200:#E0E0E0;--gray-300:#C8C8C8;
  --gray-400:#999;--gray-500:#777;--gray-600:#555;--gray-700:#3A3A3A;--gray-800:#2A2A2A;
  --text:#1A1A1A;
  --shadow:0 4px 24px rgba(0,0,0,0.10);--shadow-lg:0 12px 48px rgba(0,0,0,0.18);
  --radius:8px;--transition:0.3s cubic-bezier(0.4,0,0.2,1);
}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;color:var(--text);background:var(--white);line-height:1.7;overflow-x:hidden}
a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}
.container{max-width:1180px;margin:0 auto;padding:0 24px}

/* ═══ TOP BAR ═══ */
.top-bar{background:var(--black);color:var(--gray-400);font-size:13px;padding:8px 0}
.top-bar .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.top-bar a{color:var(--primary-light)}.top-bar a:hover{color:var(--white)}
.top-bar span{display:inline-flex;align-items:center;gap:6px}

/* ═══ HEADER ═══ */
.site-header{background:var(--white);position:sticky;top:0;z-index:1000;box-shadow:0 2px 16px rgba(0,0,0,0.08);border-bottom:3px solid var(--primary)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:12px}
.logo img.site-logo{height:56px;width:auto;display:block}
.logo .logo-icon{width:48px;height:48px;background:var(--primary);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:24px;color:var(--white);font-weight:700}

/* ═══ NAVIGATION ═══ */
.main-navigation{display:flex;align-items:center;gap:4px}
.main-navigation ul{list-style:none;display:flex;align-items:center;gap:2px;margin:0;padding:0}
.main-navigation a{padding:10px 18px;font-size:14px;font-weight:500;color:var(--gray-700);border-radius:var(--radius);transition:var(--transition);display:inline-flex;align-items:center;gap:4px}
.main-navigation a:hover,.main-navigation .current-menu-item>a,.main-navigation .current-page-ancestor>a{color:var(--primary);background:rgba(204,0,0,0.06)}
.main-navigation li{position:relative}
.main-navigation ul ul{position:absolute;top:100%;left:0;background:var(--white);min-width:220px;border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(8px);transition:var(--transition);padding:8px 0;z-index:100;flex-direction:column;border-top:3px solid var(--primary)}
.main-navigation li:hover>ul{opacity:1;visibility:visible;transform:translateY(0)}
.main-navigation ul ul a{display:block;padding:10px 20px;font-size:13px;font-weight:400;width:100%}
.main-navigation ul ul a:hover{background:var(--gray-100);color:var(--primary)}
.menu-toggle{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;background:none;border:none}
.menu-toggle span{width:26px;height:2.5px;background:var(--charcoal);border-radius:2px;transition:var(--transition);display:block}

/* ═══ HERO ═══ */
.hero{background:linear-gradient(135deg,var(--black) 0%,var(--charcoal) 40%,var(--dark) 100%);color:var(--white);padding:120px 0 100px;position:relative;overflow:hidden;background-size:cover;background-position:center}
.hero::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(0,0,0,0.45) 0%,rgba(0,0,0,0.25) 50%,rgba(0,0,0,0.45) 100%);z-index:0}
.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:120px;background:linear-gradient(to top,rgba(0,0,0,0.5),transparent);z-index:0}
.hero .container{position:relative;z-index:1}
.hero h1{font-family:'Merriweather',serif;font-size:clamp(32px,4.5vw,54px);font-weight:700;line-height:1.25;margin-bottom:20px;max-width:700px;text-shadow:0 2px 12px rgba(0,0,0,0.5)}
.hero h1 em{font-style:normal;color:var(--primary-light)}
.hero p{font-size:18px;font-weight:400;max-width:560px;margin-bottom:36px;opacity:0.95;line-height:1.8;text-shadow:0 1px 8px rgba(0,0,0,0.4)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 32px;border-radius:50px;font-weight:600;font-size:15px;transition:var(--transition);border:none;cursor:pointer;font-family:'Poppins',sans-serif}
.btn-primary{background:var(--primary);color:var(--white)}.btn-primary:hover{background:var(--primary-dark);transform:translateY(-2px);box-shadow:0 8px 24px rgba(204,0,0,0.35)}
.btn-outline{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,0.3)}.btn-outline:hover{border-color:var(--white);background:rgba(255,255,255,0.08)}
.hero-buttons{display:flex;gap:16px;flex-wrap:wrap}

/* ═══ SECTIONS ═══ */
section{padding:80px 0}
.section-label{font-size:12px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--primary);margin-bottom:8px}
.section-title{font-family:'Merriweather',serif;font-size:clamp(24px,3vw,36px);font-weight:700;color:var(--charcoal);margin-bottom:16px;line-height:1.3}
.section-subtitle{font-size:16px;color:var(--gray-600);max-width:600px;line-height:1.8}
.text-center{text-align:center}.text-center .section-subtitle{margin:0 auto}

/* ═══ CARDS ═══ */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px;margin-top:48px}
.card{background:var(--white);border-radius:12px;padding:36px 28px;box-shadow:var(--shadow);transition:var(--transition);border:1px solid var(--gray-200);position:relative;overflow:hidden}
.card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--primary-dark));transform:scaleX(0);transition:var(--transition)}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}.card:hover::before{transform:scaleX(1)}
.card-icon{width:56px;height:56px;background:rgba(204,0,0,0.08);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:20px}
.card img.card-image{width:100%;height:220px;object-fit:cover;border-radius:10px;margin-bottom:20px;box-shadow:0 4px 12px rgba(0,0,0,0.1)}
.card h3{font-size:18px;font-weight:600;color:var(--charcoal);margin-bottom:12px}
.card p{font-size:14px;color:var(--gray-600);line-height:1.7}
.card .card-link{display:inline-flex;align-items:center;gap:4px;margin-top:16px;font-size:14px;font-weight:600;color:var(--primary);transition:var(--transition)}
.card .card-link:hover{gap:8px;color:var(--primary-dark)}

/* ═══ FEATURES STRIP ═══ */
.features-strip{background:var(--black);padding:48px 0;color:var(--white);border-top:3px solid var(--primary)}
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:32px;text-align:center}
.feature-item .num{font-family:'Merriweather',serif;font-size:40px;font-weight:700;color:var(--primary-light);display:block;margin-bottom:4px}
.feature-item .label{font-size:13px;color:var(--silver)}

/* ═══ ABOUT PREVIEW ═══ */
.about-preview{background:var(--gray-50)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;margin-top:40px}
.about-img{border-radius:16px;overflow:hidden;box-shadow:var(--shadow-lg);background:linear-gradient(135deg,var(--charcoal),var(--gray-700));aspect-ratio:4/3;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:80px;position:relative;min-height:350px}
.about-img img{width:100%;height:100%;object-fit:cover;display:block}
.about-content p{margin-bottom:16px;color:var(--gray-600);font-size:15px}
.value-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.value-tag{padding:8px 18px;background:var(--white);border:1px solid var(--gray-200);border-radius:50px;font-size:13px;font-weight:500;color:var(--charcoal);transition:var(--transition)}
.value-tag:hover{border-color:var(--primary);color:var(--primary)}

/* ═══ CTA BANNER ═══ */
.cta-banner{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:var(--white);text-align:center;padding:64px 0}
.cta-banner h2{font-family:'Merriweather',serif;font-size:28px;margin-bottom:12px}
.cta-banner p{font-size:16px;opacity:0.9;margin-bottom:28px}
.cta-banner .btn-primary{background:var(--white);color:var(--primary)}.cta-banner .btn-primary:hover{background:var(--gray-100);box-shadow:0 8px 24px rgba(0,0,0,0.2)}

/* ═══ PAGE BANNER ═══ */
.page-banner{background:linear-gradient(135deg,var(--black) 0%,var(--charcoal) 100%);color:var(--white);padding:70px 0;text-align:center;border-bottom:3px solid var(--primary);background-size:cover;background-position:center;position:relative}
.page-banner::before{content:'';position:absolute;inset:0;background:rgba(0,0,0,0.4)}
.page-banner .container{position:relative;z-index:1}
.page-banner h1{font-family:'Merriweather',serif;font-size:clamp(28px,3.5vw,44px);margin-bottom:8px;text-shadow:0 2px 8px rgba(0,0,0,0.4)}
.page-banner .breadcrumb{font-size:13px;opacity:0.7}.page-banner .breadcrumb a{color:var(--primary-light)}

/* ═══ PAGE CONTENT ═══ */
.page-content{padding:60px 0 80px}
.page-content h2{font-family:'Merriweather',serif;font-size:24px;color:var(--charcoal);margin-bottom:16px;margin-top:40px}
.page-content h2:first-child{margin-top:0}
.page-content h3{font-size:18px;color:var(--primary);margin-bottom:10px;margin-top:28px}
.page-content p{margin-bottom:14px;color:var(--gray-600);font-size:15px}

/* Vision / Mission */
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:32px 0}
.vm-card{padding:32px;border-radius:12px;border:1px solid var(--gray-200);background:var(--white)}
.vm-card.vision{border-left:4px solid var(--primary)}.vm-card.mission{border-left:4px solid var(--silver)}
.vm-card h3{margin-top:0;font-size:16px;font-weight:600}.vm-card p{font-size:14px;margin-bottom:0}

/* Core values */
.values-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;margin:32px 0}
.value-card{padding:28px;background:var(--gray-50);border-radius:12px;text-align:center;border:1px solid var(--gray-200);transition:var(--transition)}
.value-card:hover{border-color:var(--primary);box-shadow:var(--shadow)}
.value-card .vc-icon{font-size:36px;margin-bottom:12px}
.value-card h4{font-size:16px;color:var(--charcoal);margin-bottom:8px}
.value-card p{font-size:13px;color:var(--gray-600);margin-bottom:0}

/* Stats */
.stats-bar{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:32px 0}
.stat-item{text-align:center;padding:24px;background:var(--gray-50);border-radius:12px;border:1px solid var(--gray-200)}
.stat-item .stat-num{font-family:'Merriweather',serif;font-size:32px;font-weight:700;color:var(--primary)}
.stat-item .stat-label{font-size:13px;color:var(--gray-600);margin-top:4px}

/* MD Card */
.md-card{display:flex;align-items:center;gap:24px;margin:32px 0;padding:24px;background:var(--gray-50);border-radius:12px;border:1px solid var(--gray-200)}
.md-card img{width:140px;height:140px;object-fit:cover;border-radius:12px;border:3px solid var(--primary)}
.md-card .md-info h4{font-size:18px;color:var(--charcoal);margin-bottom:4px}
.md-card .md-info span{font-size:14px;color:var(--gray-500)}

/* ═══ PRODUCT TABS ═══ */
.product-section{margin:40px 0}
.product-tabs{display:flex;gap:4px;margin-bottom:32px;flex-wrap:wrap;border-bottom:2px solid var(--gray-200)}
.product-tab{padding:12px 24px;font-size:14px;font-weight:500;color:var(--gray-600);cursor:pointer;border:none;border-bottom:2px solid transparent;margin-bottom:-2px;transition:var(--transition);background:none;font-family:'Poppins',sans-serif}
.product-tab:hover{color:var(--primary)}.product-tab.active{color:var(--primary);border-bottom-color:var(--primary);font-weight:600}
.tab-content{display:none}.tab-content.active{display:block}
.product-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.product-card{padding:28px;border:1px solid var(--gray-200);border-radius:12px;background:var(--white);transition:var(--transition)}
.product-card:hover{box-shadow:var(--shadow);border-color:var(--primary)}
.product-card h4{font-size:16px;color:var(--charcoal);margin-bottom:10px}
.product-card p{font-size:13px;color:var(--gray-600);margin-bottom:10px}
.product-card ul{padding-left:18px;margin:0}.product-card ul li{font-size:13px;color:var(--gray-600);margin-bottom:4px;list-style:disc}

/* ═══ CONTACT ═══ */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin-top:40px}
.contact-form label{display:block;font-size:13px;font-weight:500;margin-bottom:6px;color:var(--gray-800)}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;padding:12px 16px;border:1px solid var(--gray-200);border-radius:var(--radius);font-family:'Poppins',sans-serif;font-size:14px;transition:var(--transition);margin-bottom:18px;background:var(--white)}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(204,0,0,0.1)}
.contact-form textarea{resize:vertical;min-height:120px}
.contact-form .btn{width:100%;justify-content:center}
.form-success{background:#d4edda;color:#155724;padding:16px 20px;border-radius:var(--radius);margin-bottom:20px;border:1px solid #c3e6cb}
.form-error{background:#f8d7da;color:#721c24;padding:16px 20px;border-radius:var(--radius);margin-bottom:20px;border:1px solid #f5c6cb}
.head-office-card{padding:36px;background:linear-gradient(135deg,var(--black),var(--charcoal));border-radius:16px;color:var(--white);border-top:4px solid var(--primary)}
.head-office-card h3{font-size:20px;margin-bottom:20px;color:var(--white);margin-top:0}
.ho-item{display:flex;gap:12px;margin-bottom:16px;font-size:14px}.ho-item .ho-icon{font-size:18px;flex-shrink:0}
.branch-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:32px}
.branch-card{padding:20px;background:var(--gray-50);border-radius:10px;font-size:13px;border:1px solid var(--gray-200);transition:var(--transition)}
.branch-card:hover{border-color:var(--primary)}
.branch-card h4{font-size:15px;color:var(--charcoal);margin-bottom:6px}
.branch-card p{color:var(--gray-600);margin-bottom:4px;font-size:13px}.branch-card a{color:var(--primary)}

/* ═══ FOOTER ═══ */
.site-footer{background:var(--black);color:var(--gray-400);padding:64px 0 0;border-top:4px solid var(--primary)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,0.06)}
.footer-col h4{font-size:15px;font-weight:600;color:var(--white);margin-bottom:20px;position:relative;padding-bottom:10px}
.footer-col h4::after{content:'';position:absolute;bottom:0;left:0;width:32px;height:2px;background:var(--primary)}
.footer-col p,.footer-col a{font-size:13px;line-height:1.8;color:var(--gray-500);display:block;transition:var(--transition)}
.footer-col a:hover{color:var(--primary-light)}
.footer-col .footer-logo{margin-bottom:16px}
.footer-col .footer-logo img.site-logo{height:40px;width:auto}
.footer-col ul{list-style:none;margin:0;padding:0}.footer-col ul li a{padding:3px 0}
.footer-info-item{display:flex;align-items:flex-start;gap:10px;margin-bottom:14px;font-size:13px}
.footer-info-item .fi-icon{font-size:16px;margin-top:2px;flex-shrink:0}
.footer-bottom{text-align:center;padding:24px 0;font-size:12px;color:var(--gray-600)}

/* ═══ WP ═══ */
.screen-reader-text{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ═══ RESPONSIVE ═══ */
@media(max-width:900px){.about-grid,.contact-grid,.vm-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.stats-bar{grid-template-columns:1fr}.md-card{flex-direction:column;text-align:center}}
@media(max-width:768px){.main-navigation{display:none}.main-navigation.toggled{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--white);box-shadow:var(--shadow-lg);padding:16px;z-index:999;border-top:3px solid var(--primary)}.main-navigation.toggled ul{flex-direction:column;width:100%}.main-navigation.toggled a{padding:14px 16px;width:100%}.main-navigation.toggled ul ul{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;padding-left:20px;border-top:none}.menu-toggle{display:flex}.footer-grid{grid-template-columns:1fr}.hero{padding:60px 0}.top-bar{display:none}}